Savings Archives - Survival Punk

Survival Thriftiness Part 2 Episode 108

July 13, 2016July 13, 2016 James Burnette 1,065 Comments

Survival Thriftiness

This week we have part 2 of our Survival Thriftiness series. We start out this week with a few ways to save money while traveling.

Mike talks about folding bikes to get around. They pack up small and can get you around town. To save money on hotels I mention couch surfing. Many people are willing to let you crash on their couch. To me the least important part of traveling is where I sleep. To this I also will find rest stops near my destination and just sleep in my car.

Mike begins the discussion on paper over plastic. Why you can save tons of money by using cash over a debit or credit card. You can see the money going away and will hesitate spending it more than with cards.

To add to using cash I mention the envelope system. It is a way to save money while ensuring bills are paid. I heard about it from some tiny housers. I used it to help save for my tiny house and to pay off my debt. I found a link to explain it much better. I will be implementing it soon and will follow up.

Have some money saving tips? Share them in the comments below. Let us know how you are saving cash and getting deals.

Want to hear yourself on the podcast? Call in with your questions at (615) 657-9104 and leave us a voice mail.

Survival Thriftiness Part 1 Episode 107

June 29, 2016June 29, 2016 James Burnette 173 Comments

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Survival Thriftiness

This week Mike and I discuss Survival Thriftiness. This is the first part in a two part series. In today’s podcast we talk about how to save money in the following categories. Reducing Bills, Food and Household goods. As usual we got long winded and ran long.

A good method that we both have used is to call a service provider and haggle with them to lower your bill. If they can’t lower it you can often get incentives to stay. If they still can’t do anything for you many of their competitors will offer you a lower bill to switch. Loyalty is only good in friends and family.

We talk about buying food only when it is marked down. Making often expensive meats very affordable. I have found that local stores tend to have the best mark downs. The large box stores have pitiful price reductions. The same goes for produce. One local store often has expensive salad mixes marked down below a dollar.

When it comes to household cleaners making your own can save you a ton.

We talk about all that and much more.

Episode 76 Debt Is Slavery

November 4, 2015November 4, 2015 James Burnette 237 Comments

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Debt is Slavery

This week we tackle the issue of Debt. How debt enslaves you. How freeing it can be to escape from under debt. Mike and I both have become debt free at fairly young ages.

We share some tips on how to get free. How to stay free from debt. Also we talk about some frugal tips.

The Best Investment I’ve Made: Silver

October 9, 2012October 9, 2012 James Burnette 785 Comments

Before I got into the prepper/ Survival movement my savings and investments were scarce to say the least. I was easily one of the “sheeple” With no savings account at all, nothing contributed into 401(K) or any retirement plans. I, like many lived from paycheck to paycheck and was utterly screwed if an emergency came up. Since then I’ve gotten smart. I have contributed to a retirement plan. Although I’ve hated it for now to invest stronger in another area. I have a emergency fund with almost 2 grand in it. I have some money in stocks that I keep an eye on to sale quickly if needed. I keep some money in cash stashed in various locations in various denominations. This is somewhat depleted at the moment and I’m going to focus on building it. My favorite investment though and the one that has proven the most profitable has been Silver.

How to cut your electric bill by 74%!

March 5, 2012November 13, 2015 James Burnette 225 Comments

This is the story how I managed to cut my electric bill 74% over this winter. No I did not freeze my balls off. I kinda hate the cold so the idea of sitting around shivering or having to stay bundled up all winter did not appeal to me at all. No I remained nice and toasty all winter long while averaging a monthly electric bill of $55.32.